If you have researched commission advances, you have probably run into eCommission, Tongo, and RealCommissions. They are well-known names, and they are also oriented toward residential real estate, a different product and a different target market than commercial leasing. This page explains the difference and why a commercial leasing broker is usually better served by a commercial specialist, covering all three in one place rather than treating them as direct commercial competitors.
The gap is structural. A residential commission generally pays in full at one closing, on a sale that is scheduled to close within a few months. A commercial leasing commission splits between execution and occupancy, with the second half frozen behind a build-out that can run much longer. Providers built around residential sales underwrite for fast, single-event payouts on a known closing date. That is a poor match for a leasing commission whose back half depends on an occupancy date months out. The deeper, non-branded version of this argument is in the guide on why specialists beat generalists.
eCommission has operated since 1999 and says it has funded $4 billion since then, with funding in as soon as an hour (ecommission.com). Its program is built around residential deals. Through the BrokerSumo partner program, for example, pending-sale advances range from $500 to $20,000 on sales closing within 120 days, listing advances range from $500 to $5,000, and a brokerage representative has to review and sign each request (BrokerSumo help center). The key point for a leasing broker is that this is a product built around a sale closing, not a commercial leasing commission waiting on an occupancy trigger.
Tongo advances up to 75% of a pending commission up to 60 days early, priced from as little as 3% per 30 days, and describes the advance as Tongo purchasing a future commission (gettongo.com). A 60-day window fits a residential closing. It doesn't fit a commercial leasing commission stuck behind a build-out for months.
RealCommissions describes itself as serving residential real estate agents nationwide. It says there's no cap on the number or dollar amount of advances, approved applications are typically funded within an hour, and approval is based mainly on your performance and contract, with no hard credit check (realcommissions.com). As a residential, sales-oriented provider, it isn't built for commercial leasing.
A provider built around commercial leasing treats occupancy triggers and build-out delays as routine, reads leasing commission agreements fluently, verifies faster, and prices for a payout that may sit for months rather than closing in weeks. That fit is the whole argument, laid out in the guide on why specialists beat generalists. Cash For Commish works only in commercial leasing, with a published flat fee of 3 1/3 percent per month, which is exactly the profile a residential-sales-oriented provider is not designed for.
Sources: ecommission.com, BrokerSumo, gettongo.com and realcommissions.com, checked 1 October 2026.
These providers are built around residential transactions. eCommission's partner limits are set for residential sales closing within 120 days, Tongo advances up to 60 days early, and RealCommissions serves residential agents. A commercial leasing broker is generally better served by a commercial specialist built for occupancy-triggered commissions.
A residential commission usually pays in full at a single closing within a few months, while a commercial leasing commission splits between execution and occupancy and can sit for many months behind a build-out. The structures, triggers, and underwriting differ, which is why fit matters.
Because they share the trait that matters most to a commercial broker: a residential orientation. Grouping them keeps the comparison clear rather than splitting it across three pages that would each make the same point.
This guide is general information for commercial real estate brokers and is not financial, tax, or legal advice. Competitor details were checked on each provider's own website on 1 October 2026 and can change. Confirm current terms with the provider before you sign.
